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Kontilo
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Private beta · SMEs in Cameroon

Pay your overseas suppliers, straight from CFA francs.

China, Europe, the Americas: your invoices paid in 48 h or less, with the rate and fees shown before you confirm.

Simulate a payment

Indicative rate
FCFA
6,120,000 FCFA
Your supplier receives≈ 74,639 CNY
Rate
€1 = 8.00 CNY (example)
Fees
2% of the amount (indicative)
Arrival
48 h or less
Pay a supplier

Amount before fees. The actual rate is shown before each confirmation.

Kontilo is a fintech: neither a bank nor a licensed payment institution. Your transfers are received in the bank account of KONTILO SARL held at CCA Bank.

Your payments go through our banking and settlement partners

  • Borderless
  • Yellow Card
  • HoneyCoin
  • Walapay
  • Yativo

Paying a supplier in Guangzhou shouldn’t take a week, three intermediaries and a hidden margin on the rate. Kontilo does it in 48 h, from your CFA francs.

Made in DoualaFor importing SMEs in the CEMAC zone

What an international transfer really costs

  1. Stacked fees

    Your bank’s commission, correspondent bank fees, a margin on the exchange rate: every intermediary takes a cut.

  2. A rate you discover afterwards

    You find out how much your supplier actually received once the transfer has gone, when it’s too late to compare.

  3. No visibility

    Days of waiting, calls to the branch, a supplier chasing you, and goods that don’t ship.

  • Already paid to suppliers since launch$1.5M+
  • Target time between receiving your funds and paying the supplier48 h
  • Corridors: Asia, Europe, North America, South America4
How it works

Three steps, from invoice to payment.

New supplier payment

Example
INV-2291.pdfSupplier invoice · 214 KB
Read
Supplier
Guangzhou Hardware Co., Ltd
Country
China
Invoiced amount
≈ 74,639 CNY
Due date
October 15, 2026
Corridors

One account for all your suppliers.

No more using a different intermediary for each country. You pay in FCFA, your supplier receives their currency.

  • AsiaChina, India, Vietnam, South KoreaCNY, USD48 h or less
  • EuropeFrance, Germany, Italy, Spain, United KingdomEUR, GBP48 h or less
  • North AmericaUnited States, CanadaUSD48 h or less
  • South AmericaBrazil, Colombia, Chile, Argentina, PeruLocal currency48 h or less

Some countries and sectors are excluded under international sanctions and our compliance policy.

Security and compliance

Your money, tracked at every step.

Kontilo is a fintech, not a bank. We say so clearly, and we show you who does what.

Transfers received at CCA Bank
You pay by transfer into the bank account of KONTILO SARL held at CCA Bank, a Cameroonian bank. Nothing leaves before your funds are received.
Your company verified first
RCCM, NIU and beneficial owners checked before your first payment.
Every payment backed by an invoice
One supplier invoice per payment, and screening against sanctions lists (UN, EU, OFAC).
Exchange and sending with our partners
Borderless, Yellow Card, HoneyCoin, Walapay and Yativo carry out the conversion and international settlement.
A busy street in the Bessengue neighbourhood of Douala

A team in Douala, not a form on the other side of the world.

We speak French and English, and we know the realities of importers: seasons, lead times, suppliers waiting for their transfer.

Coming soon to Kontilo

What we’re preparing next.

These services are not available yet. Some depend on an authorisation or a partner: each card says what is still needed.

A smiling man reads a message on his phone

Multi-currency accounts

Collect from your customers abroad and hold your currencies until the right moment.

Launch subject to the regulatory authorisations required in the CEMAC zone.

A man in a shirt and tie pays online, holding a card in one hand and his phone in the other

Prepaid cards

Virtual cards to pay for subscriptions and online purchases abroad.

Launch subject to agreement with a partner card issuer.

A focused man works on his laptop in a bright office

Invoicing

Professional invoices in minutes, and reminders that go out on their own.

Launch date announced first to beta members.

Three women talk around a laptop and notebooks

Expense management

Know who spends what, without chasing receipts at the end of the month.

Launch date announced first to beta members.

Questions

Before you start.

Another question? Write to us at hello@kontilo.com.

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Join the private beta.

For SMEs registered in Cameroon that pay suppliers abroad.

Where are your suppliers? (optional)

We use this information only to process your access request and get back to you. Learn more in our privacy policy.