All-in-one banking for your business

Bank to scale your business

Kontilo business helps small business to grow without stress. Starting at no monthly fees.

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Why Kontilo?

Everything you need to run your business in one place

Our online banking platform is user-friendly and easy to navigate.

Current account

Free current account with transparent fees.

Short-term loans

Out of cash flow? No problem continue your business with our short-term loans.

Invoicing

Create, Send and track invoces.

IA financial analysis

Obtain a comprehensive understanding of your financial situation using our AI tools.

Your account powered by AI

Transform your business banking experience with intelligent automation that works around the clock. Our AI-driven platform learns from your financial patterns to deliver personalized insights, automate routine tasks, and help you make smarter decisions faster.

Intuitive features to manage your business

You can view your account balances, transaction history, and statements, and even set up custom alerts to help you stay on top of your finances.

Income and expenses tracker

Track your spending patterns, analyze income or expenses easily, and optimise your financial habits.

Structure your finance

Whether it's for the office, salaries, or savings, multiple Bank Accounts help you budget effectively. With Kontilo, you can create up to 25 for anything you need in mere seconds.

Paid and get paid easily

Accept payement with just one link or QR code. Pay suppliers and employees at low fees you can imagine, easily and without long delays.

Multi-user access

Manage your finance with teammate by adding people to access the account and make financial decission together.

Saving with goal spaces

Save money with Spaces—sub-accounts for easier saving. Whether it’s for office plants or new project, simply set a goal and move money over from your main account into your space.

Virtual or physical ⎯ it’s your choice

Whether you’re at home, at work, or on the go, our online banking platform is accessible from your computer, tablet, or mobile device. With our mobile banking app, you can even deposit checks and manage your accounts on the go.